Welcome to Fieldstone

Checking that fits perfectly, banking that fits your life.

From your first debit card to your first mortgage, Fieldstone Bank & Trust brings clear accounts, real people, and modern digital tools to every step of your financial journey.

Open an account today Explore banking services

How can we help?

Find a branch, book time with a banker, or jump straight to answers.

How can we help?

Whatever you need, we'll get you there fast

Branches, bankers, and self-service tools — pick the path that works for you.

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Find a location

Search branches and ATMs near you by city, state, or ZIP code.

Search on Maps →
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Make an appointment

Sit down with a banker in person, by phone, or over video — on your schedule.

Book a time →
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Customer service & FAQs

Answers to the questions we hear most, day or night, no wait time.

See popular FAQs →
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Routing & account numbers

Locate your routing number and account number for direct deposit or transfers.

Find my numbers →
Popular FAQs

Quick answers to real questions

Sign in to online or mobile banking and open any account — your routing and account numbers are listed under Account Details, or printed on your checks and monthly statement.

Sending money to people you know through our mobile app is free for eligible personal checking and savings customers. Standard transfer limits and daily maximums apply.

Call our fraud line immediately at 1-800-555-1234, or lock your card instantly from the mobile app while we investigate. We monitor accounts around the clock for unusual activity.

Yes — most checking, savings, and credit card applications take under ten minutes online, with instant decisions for many applicants. Visit a branch anytime if you'd rather talk it through.

Typically two recent pay stubs, your last two years of tax returns, two months of bank statements, and a government ID. Our loan officers will confirm exactly what applies to your situation.

Banking Services

Accounts and services built around real life

Explore checking, savings, cards, and loans — or jump to the digital tools that make managing them effortless.

Piggy bank sitting on euro bills, representing everyday savings

Clear Access Checking

A simple, no-overdraft-fee account that helps you spend only what's already in it. Ideal for building good habits.

No overdraft fees$0 monthly minimum
Golden piggy bank on top of financial documents symbolizing interest-bearing savings

Everyday Checking

Our most popular account for day-to-day spending, bill pay, and budgeting — with easy ways to waive the monthly fee.

PopularMobile deposit
Hands counting US dollar bills, representing premier banking relationship benefits

Premier Checking

Interest-bearing checking with relationship pricing on loans, dedicated support, and premium travel perks.

Interest-bearingRelationship pricing
New credit card being unboxed with cashback rewards branding

Cashback Rewards Card

Earn unlimited cashback on everyday purchases with no annual fee and a strong intro APR offer.

No annual feeUnlimited cashback
Laptop screen showing a credit card fraud security alert

Secure Card Controls

Real-time alerts, instant card lock, and 24/7 fraud monitoring built into every card we issue.

Zero liabilityInstant lock
Dollar bills and credit cards laid out on a desk

Balance Transfer Card

Consolidate higher-interest balances with a low introductory rate and a straightforward payoff plan.

Low intro APRNo transfer cap
Model house illustration above the word mortgage, representing home financing

Fixed-Rate Mortgage

Lock in a predictable rate and payment for the life of your loan — 15 or 30-year terms available.

Predictable payments15 & 30-yr terms
Real estate agent explaining mortgage loan details on a whiteboard

First-Time Buyer Program

Lower down payment options and dedicated loan officers to guide you through every milestone.

Low down paymentGuided support
Real estate financial planning with house keys, calculator, and cash

Refinance & Home Equity

Refinance for a better rate or tap your equity for renovations, tuition, or debt consolidation.

Cash-out optionsFast pre-approval
Coins on financial documents with charts, representing personal loan planning

Personal Loans

Fixed monthly payments for debt consolidation, home projects, or life's bigger moments.

Fixed rateNo collateral
Hand holding US hundred-dollar bills

Auto Loans

Competitive rates for new and used vehicles, with quick approvals so you can shop with confidence.

New & used vehiclesSame-day decisions
Piggy bank on euro bills illustrating saving toward a loan payoff

Auto Refinance

Lower your existing car payment or shorten your term with a quick, no-obligation rate check.

No obligation quoteLower payments
Smartphone displaying an investing app alongside cash and cards

Fieldstone Mobile App

Deposit checks, send money, lock cards, and track spending — all from your phone, all in real time.

Mobile depositCard controls
Laptop open on a bed for online banking from home

Online Banking

Pay bills, set up transfers, view statements, and manage every account from one clean dashboard.

Bill payStatements
Financial documents with coins and charts representing account transfers

Transfer & Pay

Move money between your accounts or to friends and family in seconds, with instant confirmation.

Instant transfersZelle-style pay
Paper cutout of a realtor beside a house model with mortgage payment concept
Mortgage Services

Find mortgage happiness

Whether you're buying your first home, upgrading, or refinancing, our loan officers walk you through every rate, term, and closing cost — no surprises, just a clear path to the keys.

Get pre-qualified Compare loan options
6.8M+
Customers served nationwide
1,240
Branches & ATMs
98%
Mobile deposits processed same day
140 yrs
Of community banking heritage
Inside Fieldstone

Banking you can see and touch

From modern branch design to the tools in your pocket, here's a look at everyday Fieldstone banking.

Illuminated bank branch at night with modern architecture
Modern branches, open late
Stock exchange facade with American flag, symbolizing investing services
Investing & wealth management
New credit card with cashback rewards being unboxed
Rewards that add up
Illustration of house with mortgage text over a lawn and pool
Home loans made human
Smartphone showing an investing app with cash and cards nearby
Investing from your phone
Customer smiling on a snowy city street, representing everyday banking customers
Banking for real life
Customer Stories

Trusted by families and small businesses alike

★★★★★

"The mobile app alone saved me trips to the branch. Mobile deposit, instant transfers, and card lock when I misplaced my wallet — it just works."

Portrait of a Fieldstone checking customer
Marisol T.Everyday Checking customer
★★★★★

"Our loan officer answered every question about closing costs before we even asked. We closed on our first home three weeks ahead of schedule."

Real estate agent discussing mortgage terms with a client
Daniel & Priya R.First-time homeowners
★★★★★

"Fraud alerts caught a suspicious charge within minutes and a real person called me back the same hour. That kind of service is rare."

Customer viewing a fraud alert notification on a laptop
Owen K.Premier Checking customer
Education & Tools

Compare checking accounts

Pick the account that matches how you actually bank — you can always change later.

Clear Access Banking

$5/mo, waivable

Spend only what's already in your account — no overdraft fees, ever.

  • No overdraft fees
  • Debit card & mobile app
  • Waived for students 13–24
Open this account
Most popular

Everyday Checking

$10/mo, waivable

Our go-to account for day-to-day spending, bill pay, and saving automatically.

  • Free with $500 direct deposit
  • Zelle-style instant transfers
  • Overdraft protection options
Open this account

Premier Checking

$25/mo, waivable

Interest-bearing checking with relationship pricing and dedicated support.

  • Interest on your balance
  • Discounted loan rates
  • Dedicated banker access
Open this account
Get Started

Ready to open your account?

Tell us a little about what you need and a Fieldstone banker will follow up within one business day — or visit a branch and we'll get you set up on the spot.

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